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Jo jo wealth

AMFI Registered Advisor

What happens to old credit card after upgrade?

What happens to old credit card after upgrade?

Old card reward points to new card not accumulated. But representative said
It will be accumulated..

Old credit card expiry date June
New upgraded card recived on April 28th
20000 points if I spend 2000 in first month.
1000 fuel, 3000 for rent. (No way to spend in lock down)
2% charged – as a credit card transaction fee.

Annual fee charged on old credit card after upgrade

Credit card limit not increased on upgraded card?

You should ask for the representative , while they offering.
auto increases credit card limit option available on credit card app.
I used this chance.but anymore using that card because another card providing better reward points.
1rupee cash back on Amazon pay icici card instead rbl super card.

Primary card vs add-on card vs upgraded card

is new upgrafed card treats as add on card.

My old card expiry date is 2024 as of 2021, my new card expiry date is 2027. So what happens to my old card..

my old card not appearing on my rbl credit card app.

Credit Card upgrade offer 20% discount on joining fee.

Upgrading benefits are first year joining benefits.
2nd year onwards we have to rely on annual rewards once we reach the milestone rewards.
Ex: spend 1 lakh and get 10000 reward points equal 2500 rupees.
2 lakhs and 20000 points etc.
My icici Amazon pay credit card doesn’t have any milestone rewards.

So you are still waiting to get the answer for “what happens to your old credit card,once you upgraded”

It’s in the active form , you use it, just not using a credit card. No charges nothing untill expires.
So perfect anwser is. It still stay with you. You may want to block or close.
If you block the card, new card automatically sent to your address.

How to upgrade credit card limit?

Keep Spending in the range of 20–60% of limit.
Credit card company track your spending, and give you the offer according to their rules.

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