- Employee 12% Basic +DA Up to 15000 Wage Ceiling
- Employer 8.33% to EPS and 3.67*% To EPF (Total 24% of Basic salary + DA of the employee)
- Government 8.65% (2018-19)
PF Transfer & withdrawal rules taxes
- Automatic Transfer to another employer /company Availbelthriough UAN aadhaar Number But, the Previous employer has to Update Date of Exit (as of now).
- The pension amount will get transferred along with the PF Amount.
Minimum of 10 years service required. you must complete the 6 months of service to withdrawal EPS
- The pension amount will be updated after transfer but indicates on passbook*
- upon 2 months of unemployment
- Partial withdrawal for buying land home construction marriage (self/family) education children
- at the time of Retirement 58 age.
Before 5 years Services TDS deducts at 10% (without PAn 20%) but No TDS up to 50,000 INR.
After 5 years No tax (EEE Status)
as of 2018-19 If Not withdrawal PF after retirement then the interest earned on that particular time taxed.
EPF Maturity calculation
monthly contract( 12%) of 15K
employer 3.67% of 15k
at retirement 58
1249.5 (EPS) (8.33%)
NOTE: The Average salary also increase per year Not includes here.
EPS MOnthly Pension = (Pensionable annual Salary X Number of Years Service)/70
service is 20 years or more, 2 years will be added as a bonus. (not included here)
EPF balance is the amount which is found in the EPF account. It consists of the amount deducted every month from your salary. The amount should be contributed to the EPF account by your employer. Also, it can be a good indicator of your retirement savings which take part in collecting the lump sum at the end.
Epfo providing 7 ways. there are available in online and mobile. hence follow online portal either mobile or mobile app.
uan member portal use to download passbook
It is recently launched by Epfo. this is the separate portal of pf balance, how long time not working uan portal so Epfo release uan based member passbook portal. This portal used to download directly in your passbook.
This portal designs only pf passbook downloads purpose. You want to download passbook before you were registered in uan member portal.
you need to download epf passbook first of all registered uan member portal. you registered today the passbook available next day. because verify your all details and documents.
If you download epf passbook when open and follow steps
- open member passbook login page
- Now open new screen
- Enter UAN no and password
- then the click login button
- After open new window then click on passbook download/print.
- then save pf passbook in pdf format.
check all details in your monthly contribution amount. this portal use only downloads passbook.
On the Uan member portal
Epfo released this portal in 2012 and still working. employees convince to release the portal. it is used to check epf balance any time any were.
- Open uan member portal
- Then enter uan number and password
- click sign button. Open employees information window
- In the above corner see Passbook download/print.
- If you want to download click download button save pdf format or if you want to print click print button, now print all details.
- View all details of pf account.
now you will check monthly contribution amount and yearly contribution amount. In this amount able to withdraw after 5years due to adding tax exemption.
This is the first releasing portal, In this portal use uan but someday work after server slow run. Again update portal now fast run. these portal use to check pf account balance. to check pf statement simply follow us.
- Open EPFO portal.
- Then enter pf account and password
- After click login button.
- then open new window click passbook you will date to date information
you are pf account balance details and transaction details, pension details more available.
In this way check, pf balance employees must have the android mobile.
open play store in your mobile. then download epfo portal and install. open epf app and click member portal. After registering your details then you will check pf balance details.
download the epfo app here.
Monthly update SMS alerts
Every employee monthly contributed in pf account. In this account balance information get in SMS every employee but the employee must be registered mobile number in uan member portal. After inform every month pf balance with SMS alerts.
Give a missed call into epfo toll-free number
It is very easy registered mobile number to give missed the call from toll-free number hence you will get pf balance information through SMS. In this toll-free is 011221406.
chek epf balance by Uan Passbook: for downloading uan passbook from the unified uan portal, epfo members must opt for uan activation along with uan status.
you could know by downloading uan or epf passbook from above the link. However, they are also including uan login portal link on epfindia,.gov.in
Epf UAN passbook download pdf epf statement,
UAN passbook (pf statement, epf balance) The person who needs to download the EPF statement via online, better to know there are different ways like UAN portal login, pf number, SMS, android app, missed call and others.
uan passbook download pdf @epfindia.gov.in
follow this approach or directly passbook available at www.epfindia.gov.in >> our services >> for employees >> member passbook.
But you directly visit the epf passbook download page directly from here https://passbook.epfindia.gov.in.
Enter Your UAN Number and password and Human verification captcha. After successful passbook login, download the epf passbook in pdf format Along with eps balance too.
The 2nd way to download view EPF / UAN passbook
- UAN Portal login (https://unifiedportal-mem.epfindia.gov.in)and View passbook in the above menu navigation looks like below image.
we provided all possible ways to download epf passbook. meanwhile, check other ways to know pf details uan both Online & offline.
Check via SMS:-
- UAN activation required for this approach.
- You have to send SMS EPFOHOUAN<ENG> directly to 7738299899 from the registered mobile.
- You can simply find out epf details in many languages like Tamil, Telugu, Hindi, Bengali, etc.
check via missed call:-
The missed facility introduced in 2015, epfo members who activate UAN can check by a missed call to 01122901406. You can get last contribution and total balance.
Check pf balance via the android app:-
The android epf app available on the Android play store, it helps to download/view pf statement. The epfo android app going popular method.
UAN Member Portal Services Online
- Update KYC (You upload certificate then emplo9yer approves, then Epf filed officer it takes few weeks)
- Request a Transfer (Date of Exit Need to update by the Previous employer as of now rule may change in future)
- Withdraw to bank
- Download epf passbook to Know balance
- check status above application requests.